Tile vs. Shingle vs. Metal Roofs: Which Is Best for Florida Homes in 2025?
If you live in Palm Beach County, you already know your roof does more than keep out the rain. It protects your home from intense sun, humidity, and the occasional hurricane. Choosing the right roofing material for Florida’s unique climate is one of the most important home decisions you’ll make.
At Pinewood Construction, we’ve been installing and repairing roofs across South Florida for over 40 years. Here’s our expert breakdown of the three most popular roofing materials: tile, shingle, and metal, and which might be best for your home in 2025.
The Florida Climate Challenge
Between year-round heat, salt air, and tropical storms, roofs in Florida face extreme conditions. Your roof must be:
- Wind-resistant to handle hurricane season.
- Moisture-proof to prevent leaks and mold.
- Energy-efficient to help reduce cooling costs.
- Compliant with Florida Building Codes, which are some of the toughest in the country.
Let’s take a look at how each roofing material performs under those demands.
Tile Roofs: Classic Florida Style and Durability
Tile roofs are a Florida favorite, and for good reason. Made from clay or concrete, tile roofs can last 50 years or more when properly maintained.
Pros:
- Excellent wind and heat resistance.
- Highly durable and fireproof.
- Adds beautiful curb appeal and boosts resale value.
- Low maintenance.
Cons:
- Heavier than other materials (requires proper roof structure).
- Higher upfront cost.
- May crack if walked on improperly.
Best for: Mediterranean-style or coastal homes that value long-term durability and aesthetics.
Shingle Roofs: Affordable and Reliable
Asphalt shingles remain the most common roofing material in Florida, and modern shingles are much improved compared to older versions.
Pros:
- Cost-effective and quick to install.
- Available in many colors and styles.
- Easy to repair or replace individual sections.
- Good lifespan (15–25 years with proper maintenance).
Cons:
- Can wear faster under Florida’s intense UV rays.
- May be more prone to wind damage compared to tile or metal.
Best for: Homeowners looking for an affordable, versatile roofing option that still provides good protection and aesthetics.
Metal Roofs: Modern, Energy-Efficient, and
Long-Lasting
Metal roofing has surged in popularity across Florida in recent years. With proper installation, a metal roof can last 40–70 years, making it one of the longest-lasting roofing options.
Pros:
- Exceptional wind and impact resistance.
- Reflects heat, keeps homes cooler and lowers energy bills.
- Lightweight and environmentally friendly.
- Available in sleek, modern finishes.
Cons:
- Higher initial cost (though offset by longevity).
- Can be noisier in heavy rain (easily reduced with insulation).
Best for: Homeowners who want a low-maintenance, hurricane-resistant, and energy-efficient solution with a modern look.
Insurance and Energy Efficiency in 2025
As Florida insurance regulations continue to evolve, roof material and age can significantly impact your premiums. Many insurers now offer discounts for roofs that meet wind mitigation standards, especially metal and tile roofs. Additionally, energy efficiency is a growing priority in 2025. Reflective metal roofing and light-colored tile roofs can help reduce cooling costs and qualify for energy-saving incentives.
So, Which Roof Is Best for Your Florida Home?
There’s no one-size-fits-all answer. The best roof depends on your budget, home style, and long-term goals.
- Choose tile for timeless beauty and exceptional longevity.
- Choose shingle for cost-effectiveness and easy maintenance.
- Choose metal for durability, energy savings, and modern style.
If you’re unsure which material is right for your Palm Beach home, our team can help you compare options and pricing in detail.
Why Homeowners Trust Pinewood Construction
For over four decades, Pinewood Construction has been serving homeowners across Palm Beach County, delivering expert roofing, remodeling, and general contracting services. Our licensed and insured team understands local building codes, weather challenges, and design preferences, so your roof isn’t just built to last, it’s built for Florida living.
Get a Free Roof Assessment Today
Whether you’re replacing your roof or building a new home, Pinewood Construction can guide you through every step, from selecting materials to final installation.
Call (561) 309-0134 or submit a form to schedule your free roof consultation today.
Let’s make sure your home is protected, energy-efficient, and ready for whatever Florida weather brings.